Alabama Mortgage Credit
BestLoanAgentLive
.com
is a consumer
resource website.
You do not have to
fill out forms or worry if your
personal information is sold like with other
online Mortgage Companies websites we do
not sell your information. You can chat directly
with our loan officers.
Our Virtual Loan Officers all work for the lender.
INCOME LIMITS
These limits (effective on applications taken as of March 1, 2008)
are set by the U.S. Department of Housing and Urban Development
to be used with the First Step/Mortgage Revenue Bond loans and
Mortgage Credit Certificates offered by AHFA. When you find a
home you're interested in buying, simply contact one of your local
participating lenders to learn whether the address is located in a target or
non-target area so you'll know which column to use.


NEW & EXISTING
TARGET NON-TARGET
HOMES
ALL AREAS
$ 289,705 $ 237,031
FAMILY SIZE
BALDWIN COUNTY
BIRMINGHAM AREA
(Bibb, Blount, St. Clair, Shelby and
Jefferson Counties)
DECATUR AREA
(Lawrence and Morgan Counties)
FLORENCE AREA
(Colbert and Lauderdale Counties)
HUNTSVILLE AREA
(Limestone and Madison Counties)
LEE COUNTY
MONTGOMERY AREA
(Autauga, Elmore, Lowndes and
Montgomery Counties)
TUSCALOOSA AREA
(Greene, Hale and Tuscaloosa
Counties)
ALL OTHER COUNTIES
3+ persons
$76,860
77,550
74,340
73,220
77,550
77,550
77,550
75,740
72,380
1-2 persons
$54,900
59,100
53,100
52,300
64,500
61,700
56,400
54,100
51,700
TARGET AREAS NON-TARGET AREAS